Showing posts with label future planning. Show all posts
Showing posts with label future planning. Show all posts

Monday, August 26, 2013

You are now a homeowner!

To hear those was so amazing. We started looking for a house in April but had been wanting one for a while. We did three houses that we ultimately felt like it was the house but we ended up losing the bid. I will admit that losing those three were slightly heartbreaking. The first two had so much character that it literally spoke to me. I saw our future kids and grandkids at those houses. Fortunately we didn't get those house because both needed so much work. The first house was older but it was a 3 bedroom, basement, hardwood floors, fireplace, six car driveway in a very quaint artsy neighborhood where people walked their dogs, every neighbor knew each neighbor and was very comfortable. We would have had to have the total amount of the home in cash to buy it. That should have told me right then but I still fell in love with it.

The second house was just beautiful on the outside. Two story home with four bedrooms, backyard, nice looking neighborhood with so much room for potential. It was in our price range, it just fit us and again, so much potential. The main problem was it needed so much work. The homes were looking at were all foreclosed so (understandably) some of the former residents trashed the houses before moving out. In this house, they pulled up all of the carpeting, the walls were horribly painted and trashed. Most of it was cosmetic but a lot of money. A lot of money we didn't have. I still wanted the home though. I am all about fixing and repairing and loving the end result. Our realtor told us two hours after we bid on it that someone had already got it. I was more than heartbroken on this one. I did what they all said we shouldn't and that was invest every emotion into the home. I saw me and my husband pulling up from work, eating dinner in the dining room, BBQing in the back, kids coming from karate and piano classes. I saw all of that and then some. So when they said it was gone, it took a minute to shake the feeling. I don't have a picture of this house because once we lost it, I didn't want to look at it anymore. Yeah -I went that far.

Which then brings us to May 29. Hubby and I looked at five houses in one day. Just boom boom boom boom boom -house after house. We told our realtor that we'll place a bid on three. The first was so beautiful that I didn't even think we'd get it. The second one was another fixer upper but it had a huge gigantic back deck that faced a large lake. It was beautiful. The third was a lot higher than we were planning but with that con came the luxury of the kitchen having new cabinets, cathedral ceilings, four bedrooms 2 1/2 baths, nice quiet neighborhood in the area that we always wanted to live. Guess which house we got? House #3!!



Friday, January 6, 2012

What is really going Indy?

Every day since the New Year began, Indianapolis has had a homicide. It’s always crazy watching the news which I try not to watch it but lately it’s been feeling very Law & Order SVU/Criminal Minds-ish. A man killed a young girl (to whom he was babysitting) and chopped up her body? Random people are getting shot while standing outside on their property or just taking out the trash? Sounds like that Criminal Minds episode when the son was just popping off people left and right because he was fired from his job and his mother was yelling about rent money in the same day. I just don’t understand it. I can’t wait to move out the neighborhood we live in. During the summer, people were getting held up at gun point. We’ve had break-ins during the day on the weekend---they were bold. Just crazy. I’ve even had dreams about our car getting stolen and then the next dream was I was in jail. Doesn’t make sense at all. What is going on Indianapolis?





Wednesday, November 16, 2011

Commitment

Before he and I got married, one goal he wanted me to have was finish college. I have been to three colleges and didn't finish any of them. It was mainly a financial thing. I should have been all good considering both of my parents were in the military. Not to mention, I'm a black female---I should have been able to get all kinds of financial aid. It wasn't that easy and I probably didn't apply as hard as I should have. Got those loans though. Student loans kept coming but at the same time, it didn't seem like they were coming fast enough. So needless to say, I left school for the last time in 2004. Now fast forward to 2011, been married for seven months and I am on my last loan payment (LAST!), I've decided to go back to school. I thought last month was my last but I owe $80 more dollars. Although I am extremely happy about that, what do I have to show for it? I've paid too much damn money to not have a degree on my wall. I am so proud of my brother. He (with a huge push from our mother) went to school, kept pushing throughout the four years and got his Bachelor's degree. He didn't once say he wanted to give up or stop or just take a break. He kept going and finished. I was such the proud older sister at his graduation. My husband also has his degree. When we have children, I want to have that accomplished to. I want us to say the same thing my parents said to me and my brother--We both have Bachelor's. You two have to have same or better. They said that when we were really young. I have to now. I have to push forward and do this. Like my vow to commit to husband, I need to commit this and see it to the end. Besides, I am one to find ways to keep me busy. School and completing my book for daughters and my children's book series should keep me busy for at least a year. The timeline for children is slowly moving back mainly because we want to do a lot before that comes. So ladies/wives/sisters, keep your self busy. Your marriage is a wonderful thing but make sure you keep yourself busy so you guys can miss each other. Seeing each other again makes things so much sweeter. Muah!

Tuesday, November 15, 2011

New addition...not that

On our 7 month anniversary, my husband and I found out that we're adding a new addition to our family. The women in the family say it's a girl. My husband would like to think it's a boy but we all know that truth. It's a Kia! We got a new car and it truly shown our personalities with this new item. He was excited and nervous and proud. I was excited, nervous, proud but worried. I was worried about money. How much would it be? Banks and loans and money that isn't mine make me cringe. But....like a house, it was needed. My husband picked it out. He said "We need to find a family oriented car. When that time comes, we will be ready....at least with the car." He is right. I agreed with him 100%. It was crazy because when we were talking to the sales man, I had my game/man face on. I didn't care about the bells and whistles--tell me the cost. The salesman kept talking about head room and the size for baby seats. My husband kept talking about the size for baby seats and all the space in the back for football, basketball, school books and dance class bags. It's a beautiful thing that he was seeing all of that stuff. I wasn't at first because they didn't say how much it was. All I wanted to know was can we afford it? We talked, slept on it, went in the next day, and told us the price. I've never had a car payment (always paid in cash) so any size was too high for me. But we agreed, signed the papers and now have a family car. This past Saturday, I was leaving my mother's house and listening to This is the Life by Wendy & Lisa. I absolutely love that song. It's a soul speaking song. So I'm listening to this song, it's getting dark and for some reason I glance up at the rear view mirror and I could see our son and daughter passed out from a long day with Mom. I smiled. I could see it at that moment. The future is getting closer. Closer than you think. Happy marriage :)